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About Us

Credit-TimeUSA is a web-based, proprietary software system that matches consumers seeking automotive financing with dealers and finance companies nationwide. Our network consists of thousands of auto dealers and hundreds of auto lenders that cater to both the prime and sub-prime markets. This automated process matches potential buyers within the US and Canada with dealers and lenders.

Credit-TimeUSA has access to thousands of customers. Our system filters these customer applications and packages the information into a snapshot for our lender partners to review prior to making a final decision. This unique process also filters in the lender’s established criteria for loan approval . . . a process that saves time and money for both parties. The end result is a distinct increase in the number of approved loans.